Remodeling your kitchen is one of the smartest investments you can make in your home — both for improving your lifestyle and increasing resale value. But let’s be real: it can also be one of the most expensive undertakings. If you’re exploring how to finance a kitchen remodel, you’re far from alone. In fact, strategic financing is often what separates a stressful remodel from a smooth one.
So how do you fund your dream kitchen without biting off more than you can chew? We’ve tapped into decades of industry experience to bring you practical advice, financial tips, and expert recommendations for financing your kitchen remodel — without the regret.
Why You Should Think Strategically About Kitchen Remodel Financing
Before we get into the numbers, plans, and financing tools, let’s talk mindset.
Too often, homeowners start by diving into Pinterest boards and appliance catalogs — and don’t get us wrong, inspiration is great. But your kitchen remodel should begin with an honest evaluation of your financial situation, goals for your home, and long-term plans.
Ask yourself:
Is this your forever home, or will you sell in 5–10 years?
How much equity do you currently have in your home?
What is your ideal budget — and your maximum one?
Are you planning other major renovations soon?
Answering these questions early can help you avoid mid-project panic and ensure your financing plan aligns with your overall life strategy.
Step 1: Understand the Real Costs of a Kitchen Remodel
According to recent national averages, a midrange kitchen remodel costs between $25,000 and $70,000. A major upscale renovation with custom cabinetry, professional-grade appliances, and luxury finishes can soar well over $100,000.
Here’s how those costs typically break down:
Cabinetry & Hardware: 25–30%
Labor: 20–25%
Appliances: 15–20%
Countertops: 10–15%
Flooring: 5–10%
Plumbing & Electrical: 5–10%
Design & Project Management: 5%
Knowing these averages helps you better anticipate what your budget needs to cover — and where you can adjust to save or splurge.
Step 2: Explore Your Financing Options
Now that you have a rough budget in mind, it’s time to explore how you can finance the remodel. Below are the most common — and smart — ways to finance your kitchen remodel without regret.
1. Home Equity Loan
If you’ve owned your home for several years and have built up equity, a home equity loan is one of the most reliable ways to finance a major remodel. These loans offer fixed interest rates and predictable monthly payments.
Pros:
Fixed-rate, fixed-term
Interest may be tax-deductible (check with your CPA)
Ideal for large, one-time projects
Cons:
Uses your home as collateral
Must have sufficient equity
Longer approval process
This is a great option if you want to borrow a lump sum upfront and know your costs.
2. Home Equity Line of Credit (HELOC)
A HELOC is a revolving line of credit tied to your home’s equity. Think of it like a credit card with a lower interest rate and a higher limit.
Pros:
Flexible borrowing
Interest-only payments during draw period
Lower interest than personal loans
Cons:
Variable interest rates
Your home is still on the line
Can encourage overspending
A HELOC works well for phased remodels where costs vary month to month.
3. Cash-Out Refinance
With mortgage rates still relatively low, some homeowners choose a cash-out refinance — replacing their current mortgage with a larger one and using the difference to fund the remodel.
Pros:
Potentially lower interest than other loans
One monthly mortgage payment
Can be good if you need to refinance anyway
Cons:
Extends or resets your mortgage
Closing costs involved
Long-term debt increase
This is best for homeowners who want to improve both their home and their mortgage terms.
4. Personal Loan
Unsecured personal loans can be a quick and easy way to access funds without tapping into your home equity.
Pros:
Fast approval
No collateral
Fixed payments
Cons:
Higher interest rates
Shorter repayment periods
Lower borrowing limits
This works well for smaller-scale remodels or bridging a gap between savings and final costs.
5. Contractor Financing
Some reputable contractors, like Evergreen Home Exteriors, offer in-house financing options or have partnerships with financial institutions. These programs are designed specifically for home renovations.
Pros:
Streamlined process
Tailored to remodeling projects
Can bundle financing and remodeling into one agreement
Cons:
May have limited term options
Rates and fees vary
Working with a contractor who understands both construction and finance can ease the process tremendously.
Step 3: Protect Your Budget from Common Pitfalls
The best financing plan in the world won’t save you from remodel regret if the project goes off the rails. Here are expert tips to stay on track:
Set a Contingency Budget
Always add a 10–20% buffer to your budget for unexpected expenses — hidden plumbing issues, electrical upgrades, or material delays are common.
Don’t Overcapitalize
Be mindful of your home’s value and neighborhood comps. A $100,000 kitchen in a $300,000 home could be overkill and hurt resale ROI.
Prioritize ROI-Positive Features
Focus on upgrades that offer high returns:
Energy-efficient appliances
Durable countertops like quartz or granite
Quality cabinetry with smart storage
Timeless design elements over trendy fads
Get Detailed Estimates
Work with licensed professionals who provide detailed line-item estimates. Vague bids lead to cost creep.
Step 4: Partner With Experts Who Understand Design, Construction — and Budgets
A successful kitchen remodel isn’t just about materials and craftsmanship. It’s about planning, coordination, and aligning vision with resources.
That’s why it pays to work with full-service remodeling firms like Evergreen Home Exteriors, which bring engineering precision, decades of experience, and client-first communication to the table.
With a legacy dating back to 1998, Evergreen Home Exteriors has been helping families across the Pacific Northwest transform their homes — efficiently, beautifully, and affordably. Our family-first philosophy ensures your needs always come first, and our design-build model means your remodel is handled from concept to completion under one expert roof.
No handoffs. No surprises. No regrets.
Step 5: Know When to Say “Yes” and When to Wait
Sometimes, it’s worth postponing your remodel for a few months if it means securing better financing terms or more savings. Other times, interest rates, material costs, or your life schedule align so perfectly that it’s best to move forward now.
A good contractor will help you evaluate both the financial and life-timing aspects of your project — not pressure you.
Bonus Tips for Financing a Kitchen Remodel Without Regret
To wrap it up, here are a few expert-backed strategies to keep your kitchen remodel on track and on budget:
Automate Your Payment Plan
Once your financing is secured, set up auto-payments to ensure you never miss a due date. Avoid late fees and protect your credit score.
Consider Phased Upgrades
If you’re short on funds but want to start now, prioritize infrastructure (plumbing, electrical, flooring) first, then move on to finishes and appliances as funds allow.
Use Cash Wisely
If you have some savings, use it strategically — to pay down high-interest financing first or cover low-cost items like lighting and backsplashes.
Track Every Dollar
Use budgeting apps or spreadsheets to monitor expenses in real time. This helps prevent overages and keeps your financial plan on course.
Ready to Build the Kitchen You Deserve?
Your kitchen is the heart of your home — a place to nourish, connect, and create memories. At Evergreen Home Exteriors, we believe every family deserves a kitchen that reflects their values, meets their needs, and inspires joy.
Whether you’re ready to start tomorrow or just beginning to explore your options, our team is here to help guide you — not pressure you. From design consultations and material selection to personalized financing solutions, we handle every detail with care, expertise, and engineering-level precision.
Don’t wait for the perfect time — create it. Contact us today to schedule your free consultation and start your journey toward a more beautiful, functional, and family-friendly kitchen.
Let’s bring your dream kitchen to life — without the regret.
Outdated appliances. Poor lighting. Worn-out countertops. Cramped layouts. If any of these describe your kitchen, you’re not alone. But the good news? You don’t have to live with a kitchen that doesn’t inspire you. With the right kitchen renovation services, your current space can be transformed into the heart of your home—a place where functionality meets beauty, and your family gathers to make memories every day.
At Evergreen Home Exteriors, we’ve helped homeowners throughout the Pacific Northwest transform tired, inefficient kitchens into stunning spaces that work for the way they live today. With over 20 years of experience in full-service remodeling, our team blends engineering precision, creative design, and craftsmanship to deliver kitchens that aren’t just attractive—they’re engineered to stand the test of time.
Why Kitchen Renovation Is a Smart Investment
Kitchens aren’t just cooking spaces anymore—they’re command centers, social hubs, and design statements. A well-renovated kitchen can significantly:
Increase your home’s resale value
Improve energy efficiency
Optimize layout and functionality
Create a more enjoyable space for daily living
According to Remodeling Magazine’s Cost vs. Value Report, a mid-range major kitchen remodel in the Pacific region can return more than 70% of its cost at resale. That’s not just a home upgrade—it’s a smart investment.
Evergreen Home Exteriors’ Kitchen Renovation Services: Built with You in Mind
At Evergreen Home Exterior, we understand that no two kitchens—or families—are the same. That’s why we offer highly customizable kitchen renovation services tailored to your home’s needs, your lifestyle, and your budget.
Here’s what sets our kitchen remodeling apart:
1. Design-Build Efficiency
We use a design-build model, meaning you work with one cohesive team from start to finish. This minimizes delays, miscommunication, and surprises—because every expert involved is working toward the same goal: your dream kitchen.
2. Engineering-Driven Solutions
We think like engineers, with function at the forefront. Want to remove a wall to create an open-concept space? Need structural support for a ceiling-height pantry? Our team handles complex construction challenges with confidence.
3. Family-First Focus
We were founded by Jon and Anne Marie with family values at our core. We know that renovating your kitchen isn’t just about changing how it looks—it’s about improving how your family lives.
What You Get with a Full Kitchen Renovation
Here’s what’s typically included in a full-scale kitchen remodel with Evergreen Home Exteriors:
• Layout Reconfiguration
We’ll assess your existing footprint and determine how to best optimize your space. This may include relocating appliances, removing walls, or expanding into adjacent areas.
• Custom Cabinetry and Storage
Say goodbye to cookie-cutter cabinets and hello to custom-built solutions that reflect your taste and storage needs—from soft-close drawers to pull-out spice racks.
• Countertop Upgrades
We work with durable and beautiful materials like quartz, granite, butcher block, and engineered stone. Not sure what’s best for your family? We’ll guide you.
• Lighting Enhancements
From task lighting under the cabinets to pendant fixtures over the island, we ensure your kitchen shines—literally and stylistically.
• Smart Appliance Integration
We can help you select and install energy-efficient, Wi-Fi-enabled appliances that bring modern convenience to your kitchen routine.
• Flooring Installation
Whether you prefer tile, hardwood, or luxury vinyl plank, we provide durable options that can stand up to daily wear and tear.
• Plumbing and Electrical Updates
We bring your infrastructure up to code while accommodating your desired upgrades—like a pot filler faucet or extra outlets for small appliances.
Signs It’s Time to Renovate Your Kitchen
If you’re unsure whether now’s the right time for a renovation, consider these indicators:
Your appliances are older than 10-15 years
Cabinet doors are sagging or misaligned
Countertops are stained, cracked, or warped
The lighting is dim or poorly placed
Storage feels inadequate or disorganized
Your kitchen just doesn’t “feel right” anymore
Sometimes, the clearest sign is emotional: if you avoid hosting because of your kitchen, or if it frustrates you daily, it’s time for a change.
Real-World Transformations: What Evergreen Home Exteriors Can Do
Let’s look at a few examples of how we’ve turned uninspired kitchens into functional, jaw-dropping focal points:
➤ From Galley to Great Room
We took a narrow, outdated galley kitchen and opened it up to the adjacent dining and living rooms. By installing a structural beam to support the new open-concept layout, we gave our clients sight lines across the main floor and room for a central island.
➤ Vintage to Modern Farmhouse
One client loved the idea of a classic farmhouse feel but needed modern amenities. We installed shaker cabinets, white subway tile, quartz counters, and matte black fixtures to give them a timeless style—with all the modern perks.
➤ Builder-Grade to Gourmet
Another client’s kitchen was functional but uninspiring. With new high-end appliances, a two-tier island with seating, and layered lighting, we gave them a space worthy of a professional chef.
Each renovation is a story of transformation—and it starts with understanding what matters most to your family.
How Our Process Works
We know that renovating can be overwhelming. That’s why we break the process down into manageable, transparent steps:
1. Free Consultation
We start with a no-pressure consultation at your home. This helps us understand your goals, style preferences, budget, and timeline.
2. 3D Design & Planning
Using advanced design software, we create a 3D model of your new kitchen so you can visualize the layout and make confident decisions before demolition begins.
3. Permitting & Prep
We handle all local permitting and code compliance to ensure your project stays on track and stress-free.
4. Construction & Installation
Our in-house craftsmen and licensed tradespeople handle everything from demolition to finish carpentry. We keep your home clean, safe, and livable throughout the process.
5. Final Walkthrough & Satisfaction Check
Once the dust settles, we walk through the space with you to make sure every detail meets your expectations—and then some.
Engineering Kitchens That Work as Hard as You Do
Our clients often include engineers, architects, and professionals who expect more than just pretty finishes—they want logic, efficiency, and precision. That’s why we take an engineer’s approach to design and construction.
We ask:
How will this space flow during daily use?
Is the “kitchen triangle” optimized for efficiency?
Are the materials chosen for durability and longevity?
Can we integrate smart tech without sacrificing style?
We sweat the details so you don’t have to.
The Evergreen Home Exteriors Difference: 20+ Years of Trust
Founded in 1998 by husband-and-wife team Jon and Anne Marie, Evergreen Home Exteriors has grown from a small family business into one of the most trusted names in home renovation across the Pacific Northwest.
What hasn’t changed? Our values.
We still believe in:
Family-first service
Transparent communication
High-quality craftsmanship
Pride in every project
We treat your home like it’s our own—and that means doing things the right way, every time.
Let’s Build Your Dream Kitchen
If your kitchen is holding you back from loving your home, Evergreen Home Exteriors is ready to help you make a change.
We specialize in kitchen renovation services that don’t just update your space—they upgrade your life. From smart layouts to beautiful finishes, we engineer kitchens that serve your family for decades to come.
Let’s talk about your vision, your goals, and your home.
Ready to get started? Schedule your free kitchen consultation today!
Give us a call—we’re always happy to answer questions and help you dream big.
Let Evergreen Home Exteriors turn your dated kitchen into a dream-worthy masterpiece. After all, you deserve a space that works as hard—and shines as bright—as you do.
Remodeling your kitchen is one of the best ways to enhance your home’s value, functionality, and beauty—but it can also come with a hefty price tag. If you’re wondering how to finance a kitchen remodel without putting your financial well-being at risk, you’re not alone. Many homeowners find themselves caught between the desire for a beautiful, modern kitchen and the reality of budget limitations.
The good news? With careful planning, the right financing strategies, and support from an experienced contractor like Evergreen Home Exteriors, you can bring your dream kitchen to life without upending your finances. Let’s break it down step by step.
Understanding the True Cost of a Kitchen Remodel
Before diving into financing, it’s important to have a solid understanding of what a kitchen remodel might cost. Depending on your location, the scope of work, material choices, and labor, the average kitchen remodel can range from $15,000 to $60,000 or more.
Here are a few cost categories to consider:
Cabinetry: Custom cabinets can eat up a significant chunk of your budget—often 30–40% of total costs.
Appliances: High-end appliances can quickly escalate costs, especially if you’re upgrading from basic models.
Countertops and Surfaces: Materials like granite, quartz, or butcher block come with different price tags.
Plumbing and Electrical: Rerouting plumbing or updating wiring can introduce hidden expenses.
Design and Labor: Professional design, engineering, and installation come with essential but often underestimated costs.
These numbers highlight the importance of going into your project with a realistic budget—and a firm plan for how to pay for it.
Step 1: Set a Detailed Budget and Stick to It
Start by creating a comprehensive remodeling budget. Work with your contractor to understand what you need vs. what you want. Prioritize elements that improve function and safety first, and then move on to aesthetics.
Break your budget down into these key components:
Design and Planning
Demolition and Prep Work
Structural Changes
Materials (Cabinets, Countertops, Flooring, etc.)
Fixtures and Appliances
Permits and Inspections
Labor
Leave a contingency of 10–20% for unforeseen expenses—this cushion will help prevent financial stress later.
Step 2: Explore Financing Options
Now that you know your numbers, let’s talk about how to finance a kitchen remodel wisely. You don’t need to drain your savings or rack up credit card debt. Here are some financing solutions to consider:
1. Home Equity Loan
A home equity loan allows you to borrow against the equity you’ve built in your home. It typically offers a fixed interest rate and predictable monthly payments.
Best for: Large remodels with long timelines
Pros: Stable payments, often lower interest than credit cards
Cons: Your home is used as collateral
2. Home Equity Line of Credit (HELOC)
A HELOC is a revolving line of credit you can tap into as needed. It usually comes with variable interest rates.
Best for: Ongoing projects where you might not need all funds at once
Pros: Flexibility to borrow as needed
Cons: Interest rates can fluctuate; may require disciplined repayment
3. Personal Loan
Unsecured personal loans are a great option if you don’t want to tie the loan to your home.
Best for: Smaller-scale remodels or if you lack home equity
Pros: Fast approval, no collateral required
Cons: Higher interest rates compared to secured loans
4. Contractor Financing
Many reputable remodelers, including Evergreen Home Exteriors, offer in-house financing or work with third-party lenders to provide competitive loan options to clients.
Best for: Homeowners who want a one-stop solution
Pros: Convenience, potentially tailored plans
Cons: May require a credit check
5. Credit Cards (With Caution)
While it’s tempting to swipe your remodel into reality, use credit cards with caution. Look for promotional 0% APR offers if you’re confident you can repay within the introductory period.
Best for: Small, immediate expenses
Pros: Reward points, convenience
Cons: High interest rates if not paid off quickly
Step 3: Balance Savings with Smart Borrowing
Financing doesn’t have to mean borrowing the entire project cost. Many homeowners opt for a hybrid approach—using savings for part of the expense and financing the rest. This can reduce monthly loan payments and interest while still keeping your emergency fund intact.
Tips for smart borrowing:
Only borrow what you can reasonably repay.
Choose fixed-rate options when possible to avoid payment surprises.
Align loan terms with the expected lifespan of the remodel (e.g., 7–15 years for kitchen upgrades).
Step 4: Choose the Right Remodeling Partner
Your contractor can make or break your remodeling experience. A reputable, transparent company will help you:
Set a realistic budget
Offer fair, upfront pricing
Help you prioritize spending
Provide financing guidance
Deliver on time and on budget
This is where Evergreen Home Exteriors shines. With over two decades of experience, our team is dedicated to making your remodeling project stress-free and successful—from financing to final walkthrough.
Step 5: Engineer Your Remodel Like a Pro
Approach your remodel like an engineer would a project plan. That means systematizing decisions and focusing on ROI. Here’s how:
Optimize for Function First
Focus on functionality—better storage, traffic flow, lighting, and appliance placement. The aesthetic upgrades can follow, but usability should always come first.
Select Materials Strategically
Some materials offer long-term value at a lower cost. For example:
Laminate countertops have come a long way in mimicking granite and quartz.
Ready-to-assemble (RTA) cabinets can be high-quality and lower-cost.
LED lighting adds function and saves on energy bills.
Schedule for Efficiency
Avoid peak construction seasons when contractor demand—and prices—are higher. Planning ahead can save time and money.
Step 6: Avoid Common Financing Pitfalls
Even the best-laid plans can go awry if you’re not careful. Watch out for these common financing missteps:
Overborrowing
It’s tempting to “just add a little more,” but ballooning your loan amount can derail your overall financial health.
Ignoring Fees
Factor in closing costs, origination fees, or early payoff penalties when considering loan options.
Underestimating Project Scope
Scope creep is real—adding “just one more thing” can snowball into a budget disaster. Stick to the plan!
Choosing the Wrong Contractor
The cheapest bid isn’t always the best. Choose a contractor who listens, explains costs clearly, and has a strong track record—like Evergreen Home Exteriors.
Step 7: Take Advantage of Incentives and Rebates
Remodeling your kitchen may also offer energy-saving opportunities. Look into:
Local or federal energy efficiency rebates
Tax credits for ENERGY STAR appliances
Utility company rebates for LED lighting and low-flow fixtures
These incentives can lower the overall cost of your remodel and make financing more manageable.
Step 8: Plan for the Long Term
Think of your kitchen remodel as a long-term investment. Consider:
How long you plan to stay in your home
Resale value in your market
Durability of materials and fixtures
Financing a remodel responsibly means thinking beyond the immediate upgrade—toward how it adds lasting value to your home and life.
Remodel Smart, Not Hard
Financing a kitchen remodel doesn’t have to feel like navigating a financial minefield. With thoughtful planning, smart borrowing, and help from experienced professionals, you can create the kitchen of your dreams without compromising your financial future.
Whether you’re redesigning your space to make room for family dinners, better workflow, or just to enjoy a fresh new look, the key is intentionality—know your numbers, explore all options, and partner with a company that understands your goals.
Let Evergreen Home Exteriors Help You Build the Kitchen You Deserve
At Evergreen Home Exteriors, we understand the challenges and joys of home remodeling. Since 1998, we’ve helped families just like yours turn outdated kitchens into stunning, functional spaces—without financial stress. As a family-first company, we take pride in delivering high-quality results with flexible financing options and a team of expert craftsmen and designers.
Ready to get started?
Contact us today for a free consultation and discover how to finance your kitchen remodel with confidence and clarity.
A full bathroom remodel is one of the most rewarding investments you can make in your home. Not only does it enhance your daily comfort, but it also adds measurable value when it’s time to sell. But let’s be honest—remodeling a bathroom isn’t cheap. Whether you’re upgrading a powder room or overhauling a master bath, costs can add up fast.
At Evergreen Home Exteriors, we’ve helped homeowners transform outdated bathrooms into spa-like sanctuaries and practical family workhorses for over 20 years. So how do you know where to invest your money and where you can afford to cut back? Let’s dive into the smartest splurges and the most sensible savings for your next full bathroom remodel.
Splurge: Quality Plumbing Fixtures
You’ll interact with your faucets, showerheads, and toilets every day—multiple times a day. This isn’t the place to cut corners. Investing in high-quality plumbing fixtures ensures durability, performance, and a touch of luxury where it matters most.
Why It’s Worth It:
Durability: Cheap fixtures tend to leak or corrode over time. High-end models are built with brass internals and superior finishes that withstand years of use.
Efficiency: Top-tier toilets and showerheads often use less water without sacrificing performance—saving money in the long run.
Aesthetics: A sleek, wall-mounted faucet or rainfall showerhead instantly elevates the room’s design.
Pro Tip: Choose name brands like Kohler, Delta, or Grohe for parts that are easier to replace or repair down the road.
Save: Trendy Tile Everywhere
While tile is a staple in bathroom design, covering every surface with imported ceramic or intricate mosaics can be a budget buster. Instead, focus on feature areas and combine them with cost-effective alternatives.
Where to Cut:
Skip full-wall tile in non-wet zones.
Consider large-format porcelain tiles instead of intricate mosaics.
Use vinyl or waterproof wall panels in secondary bathrooms for savings without compromising durability.
Smart Strategy:
Use a bold tile design as an accent—like behind the vanity or in the shower niche—while opting for affordable, neutral tiles elsewhere. This approach delivers the wow factor without blowing your budget.
Splurge: A Custom Shower System
If your bathroom is your relaxation zone, a custom shower might just be your favorite upgrade. Think multi-jet sprays, hand showers, and thermostatic controls for the ultimate personalized experience.
Why It Pays Off:
Enhanced daily use: A luxurious shower turns your morning rush into a moment of peace.
Aging in place: Handheld sprayers and bench seating add accessibility for future-proofing your home.
Value-add: High-end showers appeal strongly to prospective buyers.
Engineer’s Angle: Ensure your water heater and plumbing system can handle the extra flow requirements. Consulting with a remodeling pro—like Evergreen Home Exteriors—during design is key to getting the infrastructure right.
Save: Over-the-Top Bathtubs
Freestanding tubs are gorgeous, but how often will you really soak? Many homeowners fall in love with the look only to find their dream tub sits unused.
Consider Skipping If:
You already have a tub elsewhere in the home.
Space is tight, and installing a freestanding model would make the room feel cramped.
You prefer showers over baths.
Alternative:
A tub-shower combo or a built-in alcove tub with a modern apron can still look sharp and serve a purpose—especially for families with kids.
Splurge: Heated Floors
Cold tile underfoot on a winter morning? No thanks. Radiant heat flooring may seem like a luxury, but it’s surprisingly affordable during a full remodel and offers real comfort benefits.
The Advantages:
Energy efficiency: Radiant heat uses less energy than forced-air systems.
Uniform warmth: No more stepping on icy patches.
Easy integration: It’s easier (and cheaper) to install while your floors are already being replaced.
Bonus: It can even reduce the need for additional space heating in the bathroom altogether.
Save: Medicine Cabinets with Gadgets
Smart mirrors with Bluetooth speakers, defoggers, and built-in lighting look high-tech—but unless you’re building a sci-fi bathroom, these features often underwhelm in daily use.
What to Do Instead:
Invest in a quality mirror and add task lighting above or alongside it. This setup is easier to maintain and just as functional for grooming.
Splurge: Functional Layout Redesign
Most older bathrooms weren’t designed with today’s lifestyles in mind. Rearranging your bathroom layout can improve flow, storage, and usability—but it does come at a cost.
Why It’s Worth It:
Better space use: Small changes, like moving the toilet or expanding the shower, can vastly improve functionality.
Improved ventilation: A new fan or window placement prevents mold and humidity problems.
Plumbing updates: If walls are being opened, now’s the time to fix subpar or outdated pipes.
Engineering Insight: Rerouting plumbing and electrical isn’t cheap, but it often adds structural integrity and longevity to your remodel—especially in older homes.
Save: Expensive Vanities
Custom cabinetry adds character, but it can quickly drive up costs. Instead, consider semi-custom or modular vanities from reputable manufacturers. You’ll get great looks and ample storage at a fraction of the price.
Tips for Smart Vanity Choices:
Focus on solid wood or plywood boxes for durability.
Choose a timeless countertop like quartz for easy cleaning and longevity.
Add custom hardware or a unique sink for a bespoke feel.
Pro Tip: Want an upscale look on a budget? Repurpose a vintage dresser into a vanity with a vessel sink—it’s charming and cost-effective.
Splurge: Ventilation & Waterproofing
These aren’t flashy upgrades, but they’re absolutely essential. A great bathroom isn’t just about beauty—it’s about longevity. That starts with solid bones.
Key Areas to Invest:
Exhaust fans: Go for quiet models (rated at 1.0 sones or lower) with humidity sensors.
Waterproof membranes: Behind your tile, in your shower pan, and on the walls—don’t skip them.
Proper slope and drainage: Avoid pooling water and leaks with expertly engineered floors.
Did You Know? Moisture is the #1 cause of bathroom damage. Investing here prevents expensive repairs down the road.
Save: Flashy Lighting Fixtures
You want good lighting—but you don’t need to spend a fortune on designer fixtures. Bathroom lighting can be both affordable and attractive when sourced smartly.
Where to Save:
Choose mid-range fixtures from trusted lighting brands.
Focus on layered lighting: ambient, task, and accent.
Add dimmer switches to control mood and brightness.
Engineer-Approved Tip: Prioritize LED lighting with a high CRI (color rendering index) above 90 for the most flattering and accurate reflection.
Splurge: Smart Storage Solutions
Bathrooms are some of the most used—and cluttered—spaces in a home. Clever storage turns chaos into calm.
Where to Spend:
Built-in shelving in the shower or bath niche.
Pull-out drawers in vanities instead of open shelving.
Wall-mounted storage with integrated lighting or USB ports.
Small Space Trick: Recessed medicine cabinets and niches can add valuable storage without taking up floor space.
Save: Designer Paints
You don’t need to spend $90 a gallon on designer brand paint. Instead, choose a high-quality moisture- and mildew-resistant formula in a finish suited for bathrooms (usually satin or semi-gloss).
Just As Good:
Brands like Benjamin Moore’s “Aura” line or Sherwin-Williams’ “Duration Home” offer excellent bathroom performance without the luxury price tag.
Balance, Planning, and Partnership
A full bathroom remodel is your chance to reimagine a vital part of your home. While it’s tempting to go all-in on every stylish feature, not every splurge yields equal value. The most successful remodels balance practicality with luxury, design with function, and personal taste with timeless appeal.
At Evergreen Home Exteriors, we understand this balance better than anyone. Since 1998, we’ve worked with Washington homeowners to turn tired bathrooms into customized, comfortable spaces that serve families for years to come. We’re more than contractors—we’re partners in improving your home, your lifestyle, and your peace of mind.
Ready to Begin Your Bathroom Remodel?
If you’re planning a full bathroom remodel and want a team that values family, function, and craftsmanship—look no further. At Evergreen Home Exteriors, we take pride in making your home more beautiful, more functional, and more inspiring with every project.
Let us help you determine what’s worth the splurge, what’s not, and how to make your budget go farther. From design to build, we’re with you every step of the way.
As a professional deck builder in Tacoma, Evergreen Home Exteriors understands the art and science of creating outdoor spaces that not only complement your home but also significantly boost its value. A well-designed deck isn’t just a functional extension of your living space—it’s a lifestyle enhancement, a social hub, and a long-term investment. Whether you’re envisioning a cozy corner for weekend barbecues or an expansive platform with built-in seating and lighting, let’s walk through designing a deck that truly delivers.
Why a Well-Designed Deck Matters
In the Pacific Northwest, outdoor living is a way of life. Tacoma’s mix of lush greenery, mountain views, and mild seasons makes it an ideal setting for enjoying the outdoors year-round. Homeowners here increasingly see the value of decks—not just for their personal enjoyment, but for the returns they bring. According to national remodeling data, wood and composite deck additions consistently rank among the top home improvements for return on investment (ROI), often recouping 65–80% of the cost at resale.
But ROI isn’t just about money—it’s about usability, beauty, and long-term satisfaction. A well-built deck becomes a natural extension of your home, reflecting your personality and lifestyle.
Step 1: Define the Purpose of Your Deck
Before laying out blueprints or selecting materials, you must answer a foundational question: What is the primary function of this deck?
Some possibilities include:
Entertainment: Large decks with ample space for seating, dining, and movement.
Relaxation: Smaller, intimate spaces with cozy furnishings, maybe a hot tub or swing.
Utility: Multi-level decks that offer separation between grill stations, container gardening, or play areas.
Understanding your purpose informs all future decisions—from layout and size to lighting and furniture.
Step 2: Site Analysis & Integration
An experienced deck builder in Tacoma will always conduct a thorough site analysis. Key considerations include:
Topography & Landscape
Tacoma homes range from flat suburban plots to hillside properties with views of Puget Sound. Elevation changes can be a challenge—but also an opportunity. Multi-level decks or floating structures can turn sloped yards into stunning architectural features.
Sunlight & Weather
Tacoma sees a mix of cloudy and sunny days. A proper deck design takes into account:
Orientation for maximum light or shade, depending on your goals.
Wind patterns and privacy concerns.
Rain runoff and drainage planning.
Integration with Existing Structures
Your deck should feel like a natural continuation of your home. This means aligning sightlines, matching exterior finishes, and ensuring door transitions are seamless and safe.
Step 3: Materials Matter—Choosing the Right Build
When it comes to deck building, material selection is critical. You’re not just building for today—you’re building for Tacoma’s wet winters, moss-friendly environment, and unpredictable weather. Here’s a breakdown:
Wood Decking
Pros: Classic look, cost-effective, and easy to customize.
Cons: Requires regular sealing/staining, can be susceptible to rot or insect damage.
Popular choices: Cedar (naturally resistant to decay), pressure-treated lumber, or exotic hardwoods like Ipe.
Composite Decking
Pros: Low maintenance, long lifespan, variety of colors/textures.
Cons: Higher upfront cost, can retain heat in direct sun.
Brands: Trex, TimberTech, and Fiberon are industry leaders.
Metal Framing
Increasingly, steel framing is replacing wood joists for long-lasting durability, especially important in moisture-prone regions like Tacoma.
Evergreen Home Exteriors will work with you to match the material to your budget, design goals, and maintenance expectations.
Step 4: Design Features That Add Real Value
Great deck design isn’t just about surface area—it’s about thoughtful features that elevate your space.
Built-In Seating and Planters
These not only save space but also create a cohesive design. Benches with storage can house cushions or garden tools, while planters add greenery and soften the edges.
Lighting
Deck lighting increases safety and ambiance. Consider:
Recessed stair lights
Rail-mounted LED strips
Solar post caps
Motion sensors for nighttime convenience
Covered Areas
Tacoma’s rainy climate makes a covered section invaluable. Pergolas, gazebos, or retractable awnings ensure the deck is usable year-round.
Railings & Safety
Railings should comply with local codes (typically 36”–42” height) and blend style with safety. Cable rail systems offer modern aesthetics without compromising views.
Outdoor Kitchens & Grills
For entertainers, integrating a kitchen—complete with countertop, sink, and grill station—turns a deck into an al fresco dining destination.
Smart Technology
With growing demand for outdoor tech, features like Wi-Fi extenders, Bluetooth speakers, and remote-controlled lighting are worth integrating early in the design.
Step 5: Permits, Codes, and Engineering in Tacoma
Tacoma’s building codes are strict—and for good reason. Structural integrity, safety, and environmental impact are top priorities. A licensed contractor like Evergreen Home Exteriors will handle:
Permit acquisition from Tacoma’s Planning and Development Services.
Soil stability evaluations, particularly for hillside or water-adjacent properties.
Load calculations to ensure the deck can handle heavy furniture, snow, or groups.
Setback and zoning compliance, ensuring your deck doesn’t violate property lines or neighborhood rules.
DIY builds often get tripped up in these areas, which can delay projects or result in fines. Trust a pro to navigate the red tape.
Step 6: Maintenance Planning
Even low-maintenance decks need some care. A design-minded builder will set you up for easy upkeep. Here’s what that means:
Proper drainage systems to avoid pooling.
Ventilation gaps to reduce mold or mildew buildup.
Easy access panels for inspecting joists and framing.
Stain-resistant materials or sealant recommendations.
Evergreen Home Exteriors also offers post-build support, guiding you on seasonal inspections and cleaning tips.
Bonus: Adding Value with Curb Appeal and Lifestyle
Let’s talk about real value. Here’s how the right deck enhances your home:
Increased Living Space
Outdoor square footage, especially if it’s usable year-round. Buyers view decks as an extra “room” without the cost of an interior addition.
Enhanced Visual Appeal
A tastefully designed deck adds symmetry, balance, and style. It can make a modest home appear more custom or luxurious.
Lifestyle Upgrade
Whether it’s morning coffee with mountain views or hosting Fourth of July cookouts, a deck enriches your day-to-day life. That emotional appeal translates directly into buyer interest.
Energy Efficiency
Shade from pergolas or strategic overhangs can reduce solar heat gain inside the home—cutting down on cooling costs in summer.
Why Choose Evergreen Home Exteriors?
Designing and building the perfect deck isn’t just about wood and screws—it’s about trust, communication, and a shared vision. That’s where Evergreen Home Exteriors excels.
A Legacy of Family-First Values
Founded in 1998 by Jon and Anne Marie, Evergreen Home Exteriors has been a family-run company from the start. We understand that your home isn’t just an asset—it’s where memories are made, kids grow up, and holidays are celebrated.
Full-Service Renovation Experts
While many contractors specialize in just decking or just interiors, Evergreen Home Exteriors does it all—from foundations to finishes. That means your deck won’t be an afterthought, but part of a holistic design approach.
Engineer-Level Precision
Every project is backed by structural know-how and design sensibility. We balance beauty with code compliance, functionality with form.
Local Expertise
We know Tacoma—its weather, its neighborhoods, and its homeowners. That allows us to recommend the right materials, the right configurations, and the right strategies for success.
Ready to Build Something Beautiful?
Whether you’re dreaming of a rooftop deck with views of Mount Rainier or a backyard retreat surrounded by evergreens, Evergreen Home Exteriors is here to help you bring it to life.
We’ll walk with you through every phase—concept, permitting, build, and beyond—to ensure your deck is everything you imagined and more.
Let’s get started on your outdoor transformation today. Contact us to schedule your free consultation and take the first step toward designing a deck that truly adds real value to your home.
